Marcus Down makes only $15 a week. He has always paid spot cash for everything, until he meets Mamie New and they are wed. Then Mamie shows him how simple it is to get things on the easy payment plan. At first everything is rosy and matters go very smoothly for the young couple. Then the collectors begin to get busy and finally Marcus has nothing left, not even his bride, for the parson comes to take her for his fee, which had been arranged for on a ten cents a day basis.